Nelson provides the most insightful response within this passage from his book:

“The primary concept revolves around reclaiming the interest payments directed towards banks and financial institutions when acquiring significant necessities throughout one’s lifetime, such as automobiles, major appliances, education, residences, investment prospects, business machinery, and more.

This book does not concern itself with any forms of investments. Its focus lies in the methodology of funding life’s requisites, which naturally encompass investment endeavors. The content does not delve into rates of return. As the passage of time unfolds, interest rates experience fluctuations—however, the fundamental banking process endures regardless of external circumstances. It’s widely recognized that banks amass greater profits during periods of low interest rates compared to phases of elevated rates.”